FINANCIAL ANALYSIS AND LOAN PORTFOLIO QUALITY MEASUREMENT IN MFBs (MFB/2021/17)

The Need For This Course

Loan portfolio is the most critical financial asset of a microfinance bank. A typical bank earns more than 80% of its revenue through lending, i.e. creating loan portfolio.

The sustainability of a banking institution, most especially a microfinance bank, depends on the quality of its risk asset which is its loan portfolio. To enable a bank mirror the quality of loan portfolio, the financial analysis of the bank readily comes to reckoning as the measuring tool. What gets done gets measured, what gets measured gets managed. If you cannot measure it, you cannot manage it.

It is against this backdrop that this 3-day training is designed for staff of Microfinance Banks in Nigeria.

TRAINING OBJECTIVES

At the end of this seminar, the participants should be able to:

  • Compute analytical ratios from financial statements and interpret the ratios to determine the trends as basis for decision making.
  • Demonstrate understanding of the indicators of Financial Analysis:
  • Loan portfolio quality
  • Efficiency
  • Profitability analysis
  • Prepare and interpret Financial Statements
  • Prepare Portfolio report.
  • Assess a microfinance bank health and sustainability

Course Content

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METHODOLOGY

  • Interactive Lecture
  • Discussion
  • Hand-on exercise (Individual)
  • Syndicate session
  • Experiential learning

DURATION: 3 days

COURSE FEE:   Negotiable

DATES: Client’s Decision

Available as open programme and in-plant

Course Code: (MFB/2021/17)

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